If you have been employed with a company of three or more people, it is likely that you have some form of employer insurance. While these insurance plans vary depending on what your employer has purchased, the fact of the matter remains that you will be covered if you slip and fall, are exposed to harsh chemicals, or otherwise injure yourself due to your job.
But how do you file your claim against a large company? Chances are that a large corporation will be wary of paying out big settlements to its employees. These businesses are looking for high profits, not helping its employees. Some employees even file false claims to try to win big settlements.
Types of Industries
So what can you do if you've been involved in an accident at your place of work? Read up on how to handle a workers' comp claim by industry. You can get an idea of what types of scenarios can be potential workers' comp claims, and how past employees have been successful with their claims based on the specific companies.
The department store industry include large stores which stock a variety of goods in different departments. For example, a department store can sell clothing, home goods, and shoes in one convenient location. All department stores, including Dollar Tree and CVS, are included in this category.
The construction industry includes a variety of industries from hardware stores, to roofers, to power line workers. The construction industry takes both private and public contracts. Businesses can be as small as a local roofing company, or as large as a nationwide contractor. All construction and hardware companies, including Home Depot and Kiewit Corporation, are included in this category.
The food manufacturing industry develops raw ingredients into a single food product. The product is then created in mass quantities which is packaged and sent to retail stores for profit. All food manufacturing companies, including Coca Cola and PepsiCo, are included in this category.
Grocery stores, like Acme Markets and Kroger, are retail stores that sell packaged, fresh, and frozen items. Establishments in this industry sell general lines of food products, including fresh and prepared meats, poultry and seafood, canned and frozen foods, fresh fruits and vegetables and various dairy products. Grocery stores are typically regional, so nationwide grocery store chains are very uncommon.
Sit-down restaurants, including Denny's and Applebee's, are casual dining establishments with table service, rather than a fast food restaurant or a diner, where one orders food at a counter. While these also include nationwide chains, sit-down restaurants are typically more expensive and serve higher-qualify food than fast-food restaurants.
Fast food restaurants are a specific type of restaurant characterized both by its fast food cuisine and by minimal table service. They can either be company owned or franchised operated. Examples of fast food restaurants are McDonald's and Burger King.
The service industry is a business that does work for a customer at a cost. They occasionally provides goods, but are not involved in the manufacturing process. Examples of companies in the service industry are Aramark and FedEx.
Companies like Ford Motor and General Motors are involved in the design, development, manufacturing, marketing, and selling of motor vehicles. The automobile industry is a considered one of the world's most important economic sector in regards to revenue and size. Therefore, since it is very profitable, there is always room for employees to work.
Car service companies are drivers for hire that may transport people to events, airport, or to other points of interest. They may charge consumers by the hour, by the mile, or for a day of service
Getting a consultation is free, and workers' compensation attorneys are free unless you win your claim. Discussing your claim with a workers' compensation attorney is a risk-free way to assess your claim and determine if you should continue with the filing process.