If you have been denied a workers' compensation claim by your employer's insurance company, you may not be sure what to do. Medical bills pile up fast, and you're likely not earning any money as you take time off to heal.
Fortunately, there may be resources available for you. Filing a workers' compensation claim may allow you to receive the lost benefits that you're entitled to.
Workers' Compensation by Employer
The vast majority of employers in the US are required to carry workers' compensation insurance, especially if they have more than three employees. Most companies choose to work with a large workers' compensation employer that covers employees nationwide. Some insurance companies are so large, they cover millions of employees.
While you will not earn your full salary on workers' compensation, you should be entitled to a portion of what you earned before, even if you were responsible for your injury. So long as you were on company property during your shift, participating in a work-related event (such as a company outing), or injured while driving on behalf of your job, you might be eligible.
Here are some of the biggest workers' compensation companies in the US:
- American Assets Group
- American Financial Group
- AmTrust Group
- Berkshire Hathaway
- Blue Cross Blue Shield of Michigan
- Chubb Inc.
- Employers Holding Group
- The Hartford Group
- Liberty Mutual
- New Jersey Manufacturers Insurance Company
- Old Republic Group
- SAIF Corporation
- Sentry Insurance Group
- State Compensation Fund
- State Insurance Fund of NY
- Texas Mutual
- Travelers Group
- W.R. Berkley
- Zurich Insurance
Your Best Resource: A Workers' Compensation Attorney
If you have been denied your workers' compensation insurance claim, you should speak with a workers' comp attorney as soon as possible. A workers' compensation attorney may help you receive the settlement you deserve while you recover.