Work-related Vehicle Accident and Workers' Compensation

Delivery drivers, electricians, plumbers, and other people who drive on behalf of their employers don’t go to work each day with a plan of being involved in a work-related vehicle accident. Car accidents can cause severe injuries that make you lose time on the job or cause permanent injury. If you receive a severe or permanent injury because of a work-related vehicle accident, could you continue to pay your bills? How would you continue to support your family? Work-related vehicle accidents are covered under workers’ compensation insurance.

Workers’ Compensation Basics

Workers’ compensation is an insurance policy that is required by most employers in each state. Workers’ compensation is provided without any cost to employees. The goal is to help protect workers who are hurt on the job. It provides benefits that can help protect the financial well-being of the employee.

Work-related Vehicle Accident Risks

Delivery drivers, plumbers, utility repair workers, and anyone who drives from location to location on behalf of their employers are at risk of being involved in a work-related vehicle accident. Common injuries include whiplash, strained backs, and broken bones. Major accidents can cause paralysis, permanent injury, and even death.

What Should You Do If You’re Involved in a Work-related Vehicle Accident?

If you’re involved in a work-related vehicle accident, you should first call 911. Even if you don’t feel like you have an injury, you should still get checked out. You should also get a report compiled by the police department. Next, you should call your supervisor or your manager. They should know as soon as possible about the accident.

You should also file a workers’ compensation claim with your employer. Speak with your manager or your Human Resources representative to get started and you can ask for a list of medical providers who can provide you with care at no cost to you.

Common Workers’ Compensation Benefits

If you file a workers’ compensation claim with your employer because of your work-related vehicle accident, you may be eligible to receive benefits. Some of the most common benefits include:

  1. Assistance with medical expenses. Depending on the severity of your injuries, you may need medication, surgery, therapy, and follow up medical appointments. Workers’ compensation provides assistance with medical expenses.
  2. Partial wages. If you’re unable to work because of the injuries that you sustained because of the work-related vehicle accident, you may not be able to work either temporarily or permanently. If you qualify, workers’ compensation may provide you with partial wages.
  3. Occupational training. If you’re unable to return to your occupation, you may qualify to receive occupational training through workers’ compensation.

Questions About Workers’ Compensation?

If you have questions about workers’ compensation and your rights under the law, you should consider speaking with a workers’ compensation attorney. A workers’ compensation attorney will have your rights in mind.

They are your best choice for an advocate and can answer any questions you may have about your rights and workers’ compensation benefits. As an injured worker, you have rights. Make sure that your rights are protected.