If you were on the job when you suffered cracked ribs during a workplace accident, you are eligible to pursue a workers’ compensation claim. Cracked ribs are very painful and will require medical care and will lead to time off work.
Workers’ compensation is a special insurance that most employers must maintain to protect themselves and their employees in the event of such as an accident. Filing a workers’ comp claim can be complicated and requires accurate and detailed paperwork. Here are few of the top tips for applying for workers’ compensation with cracked ribs.
1. Seek Medical Care for Your Cracked Ribs.
There should be a list of physicians that are approved for workers’ compensation claims in a visible spot. Usually, employers have this list in a breakroom or by the time clock. If it is not visible, ask a manager. Cracked ribs can lead to worse problems and can cause shortness of breath. If you are having trouble breathing, call an ambulance.
2. Get Diagnostic Tests to Confirm Your Cracked Ribs.
This is usually in the form of X-rays or a scan. A radiologist will then review the films and confirm your diagnosis.
3. Notify Your Employer About Your Cracked Ribs As Soon As You Can.
Any workplace accident must be reported right away, so an accident report can be completed.
4. While It Is Still Fresh in Your Memory, Jot Down Some Notes About Your Workplace Accident.
Be very detailed in describing how the accident took place, and, also, how you suffered cracked ribs. As an example, you were standing on a ladder when you slipped and fell backwards. As you fell toward the concrete floor, your right side slammed into the steps on the metal aluminum ladder causing severe pain along your right ribcage. This will be needed for the accident report.
5. Make Sure an Accident Report Is Completed by Your Employer.
Get a copy of this report for your own records. Any eyewitnesses to the workplace accident that resulted in your cracked ribs should also give their statements. Corroborating witnesses can have a significant impact on the success of your workers’ compensation claim.
6. Maintain Documentation That Supports Your Workers’ Compensation Claim for Cracked Ribs.
This means you should keep copies of medical records, document time missed from work, and get copies of the accident report and witness statements.
7. Make Sure You Continue With the Necessary Follow-Up Care for Your Cracked Ribs.
You want to make a full recovery in a timely manner. Listen to doctor’s orders and make copies of physician notes that indicate time off work as well as restrictions or limitations.
8. Consult With a Workers’ Compensation Attorney About Applying for Workers’ Compensation With Cracked Ribs.
Complete the Free Case Evaluation Form on this page to get your claim on the right track. An attorney will review your claim and determine the best way to proceed with your case.