If you have been involved in an accident at work and have to take time off due to that accident, you may be entitled to benefits. These benefits can help you recover the lost wages you have suffered as a result of the injury and may pay any out-of-pocket medical expenses related to the injury. Before you assume that you are eligible for these benefits, however, you must ask yourself a few questions.
First, are you an employee of the company? Unless you are an employee of the company you will not qualify for worker’s comp benefits. In most cases, temporary employees or contract staff members do not qualify for worker comp benefits. This is because temporary employees and contractors are not legally considered to be employees and, therefore, do not qualify.
Another thing you need to ask when you are involved in a worker’s comp accident is whether or not the company you work for carries workman’s comp insurance. While many companies are required to do so by law, not all companies have to. If your employer does not carry this insurance, you will not be able to claim benefits.
If you work for a company that does carry worker’s comp insurance and you are an employee of the company and are involved in a workers comp accident, you should file a claim as soon as possible. You should, however, retain the services of a worker comp attorney prior to filing your claim. This is because some insurance companies and employers have tendency to fight worker comp claims and you will want proper legal representation to ensure that your rights are protected.
If you are wondering whether your accident qualifies for workers comp benefits, fill out the free evaluation form on this site for a free consultation with an attorney in your area.