Can I Receive Additional Workers’ Compensation for a Spouse?

If you have been hurt at work or if you suffer a work-related illness, you can be facing a financial bind. If you have a family, everyone is impacted. Sometimes, you might wonder if your spouse can receive compensation because of your disability caused by work.

The answer for those receiving short-term or permanent disability benefits is no. Only the injured worker will receive workers' compensation benefits. The amount of those payments are set by state law and they usually are the equivalent of about two-thirds the worker's regular pay up to an established state maximum payout.

However, if the disability is permanent and the worker cannot return to work, a lump sum settlement is sometimes paid to the worker. In some states, the spouse is entitled to some of that money and in the event of divorce, that settlement might be divided.

Other Benefits That Might Be Received

If a worker dies from his or her work injuries, then the dependents, including the spouse and children, might be eligible to receive a lump sum payment depending on state law. Also, funeral expenses might be covered.

To ensure you get the benefits you are entitled to receive, you need to make sure you consult with a workers' compensation attorney in your state. State laws vary significantly, so you need an experienced work injury attorney on your side and ensuring your rights are protected.

If you are permanently disabled after a work accident, you might be eligible for Social Security Disability Insurance (SSDI) as well, which sometimes offers benefits to dependents, usually minor children.

However, an attorney can determine what benefits are payable and how to make the most of your situation and ensure you get your finances in order.

Can I Receive Additional Workers’ Compensation for a Spouse?

Filing a Claim

After a work accident or after being diagnosed with an occupational disease, it is imperative to file your claim as quickly as possible. Workers' compensation claims must adhere to strict rules and guidelines. Just one mistake could cost you the benefits you are entitled to receive.

Don't postpone filing your claim. Notify your employer right away of any illness or injury. Some states allow verbal notification but others require it to be done in writing. This can be done through human resources or to your immediate supervisor.

Ask for a list of approved workers' comp physicians so you can ensure you are seeing a doctor that is accepted by workers' compensation so your medical benefits can cover the cost of your care.

Consult With A Workers' Compensation Attorney

If you are suffering because of a work injury or illness, you should schedule a consultation with a work accident injury lawyer right away. With the help of a workers' comp attorney, you can improve your odds of a fair settlement for your damages.

The laws are complicated and dealing with insurance companies is challenging, so don't wait until it is too late to get the help that you need. Now is the time to take action. Your initial case consultation is free.