Who Is Covered Under Lowe’s Workers’ Compensation?*

If you have been injured while working at Lowe’s, or if you have been diagnosed with an occupational disease, you may be eligible to receive workers’ compensation benefits. Workers’ compensation insurance covers medical benefits and lost wages while the injured worker is recovering. Lowe’s Companies is an American retailer that specializes in home improvement. With headquarters in Mooresville, NC, Lowe’s was established in 1921 in North Wilkesboro, NC. It has grown to have 2,002 locations and more than 300,000 people. State laws may vary regarding workers’ compensation, but Lowe’s is required to maintain the coverage.

Who Is Covered By Workers’ Compensation At Lowe’s?

Anyone who is employed by Lowe’s is covered by workers’ compensation insurance while on the job. This includes full-time and part-time employees as well as seasonal staff. If you are hurt on the job, notify a supervisor and seek medical care right away. By establishing medical treatment, you can ensure that your injury did result in the workplace accident. There are dozens of different roles at Lowe’s, such as managers, cashiers, installers, sales associates, paint technicians, delivery drivers, and lawn and garden associates. Each job has risks.

As an example, you may be a cashier at Lowe’s who has carpal tunnel because of the repetitive hand and wrist trauma, or you might be helping a customer in the lumber department when falling lumber leaves you with a back and neck injury. You could be installing siding for a customer when you fall from a ladder, suffering a head injury and a broken back. All these injuries will lead to time off work and mounting medical bills. Workers’ compensation insurance covers you regardless of who is at fault for the accident that injured you. As an example, if you were driving too fast and crashed the delivery truck while on the job, you can still claim workers’ compensation benefits.

Who Is Covered Under Lowe’s Workers’ Compensation?

Who Isn’t Covered By Lowe’s Workers’ Compensation?

If you are a contractor, such as one of the individuals who contracts with Lowe’s as an independent employee to assemble appliances and other items, you aren’t covered by Lowe’s workers’ compensation because you aren’t employed by Lowe’s. In that case, you should maintain independent disability insurance. If you are a vendor or supplier who is hurt while working on a Lowe’s project, you may be covered by workers’ compensation insurance maintained by your own employer. Always check to see if you are covered and if so, by whom.

Consult With A Workers’ Compensation Attorney

If you are an employee of Lowe’s who suffered a workplace injury, you should consult with a workers’ compensation lawyer. Workers’ compensation claims can be challenging, and with the help of a lawyer, you are much more likely to be approved for workers’ compensation benefits. Legitimate claims are denied, and many times benefits stopped prematurely. A workers’ compensation lawyer will help you appeal your case and access your benefits. Workers’ compensation attorneys work on a contingency basis, so they aren’t paid until your case is won. Get your free case evaluation today.

Additional Resources

*The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Lowe’s or any other party, you may not be entitled to any compensation.