Who is Covered Under Chipotle Mexican Grill’s* Workers’ Comp?

Chipotle Mexican Grill is a Newport Beach, California, based multinational fast food restaurant chain specializing in Mexican food, especially various types of tacos and burritos. The first restaurant was established in Denver, Colorado by Steve Ellis in 1993.

It soon expanded across the U.S. and for part of the time was under the financial impetus of McDonald’s, a boost that did wonders to its expansion program. It now has 2,000 restaurants scattered across the U.S. as well as Canada, Europe and Australia.

There have been a number of high profile food poisoning outbreaks at some of Chipotle’s restaurants, the latest in 2018. However, food poisoning isn’t the only one of the risks involved in working at a Chipotle Mexican grill. Fortunately, most workers are covered by workers’ compensation and can claim compensation if they become sick at work or are injured while on the job.

Who is Covered Under Chipotle Mexican Grill’s Workers’ Compensation?

Workers’ compensation rules vary somewhat from state to state, but basically every state apart from Texas, has rules that make it mandatory for employers to provide workers’ compensation insurance for their employees, whether they are permanent or temporary or full or part time. There are some exceptions, such as some agricultural occupations, seamen, domestic workers and contractors but this doesn’t affect the right to claim of a Chipotle Mexican Grill employee as long as they adhere to the rules.

Who is Covered Under Chipotle Mexican Grill’s* Workers’ Comp?

Who is Not Covered Under Chipotle Mexican Grill’s Workers’ Compensation?

Although all workers at Chipotle Mexican Grill should be covered as long as they are at work when an accident happens, or they develop a sickness caused by being at their job, there are a few situations in which an employee may not be covered. The most common is, in fact, the simplest to avoid. Many employees fail to advise their employer, or at least their immediate supervisor within the time limited stipulated by state rules.

If an employee of a restaurant fails to listen to safety concerns and behaves in a deliberately provocative manner, then they may lose the chance to obtain compensation. There are a few other reasons why workers’ comp. may be denied, such as:

  • claiming for an injury or illness that did not occur at work;
  • not using a preferred medical provider when this is mandatory;
  • drunk or intoxicated while at work.

How Much is a Chipotle Workers’ Compensation Settlement?

How much you get in workers’ compensation will depend on the type of injury. The more serious the injury the more you will receive in workers’ compensation. This is because a more severe injury will need more medical care and you are likely to be off work for longer.

The most expensive workers’ compensation claims by injury type result from vehicle crashes with an average claim of $85,311 for each claim for workers’ compensation. The other causes that attracted higher than average costs were burns which amounted to $54,173 per worker, slips and falls which were $48,575 per worker. Caught/compressed between equipment/objects averaged $45,255 per incident, while being struck by equipment/objects averaged $39,509 per incident.

A less serious injury like a broken arm results in a lower workers’ compensation claim while the most expensive is an injury that results in an amputation. Injuries resulting in fracture, crush, or dislocation attract higher workers’ comp. claims as well.

When a workers’ compensation claim is calculated, the insurer includes the cost of medical treatment for the injury or illness until the worker has recovered. Also, included is the value of lost wages while the employee is unable to work.

When filing a claim for workers’ compensation you will need to provide copies of the accident report, copies of any medical bills and medical records, and witness statements. You may also be asked to provide photos of the accident site at Chipotle. In fact, the more supporting evidence you can provide the higher the chance of getting a favorable outcome to your workers’ compensation claim.

Contact a Workers’ Compensation Lawyer

You may be able to navigate your way through the workers’ compensation process by yourself, but sometimes it can seem just too much to handle. This is when a workers’ compensation lawyer can step in and help you with your claim.

There are a number of documents that need to be submitted to prove that you are entitled to a payment, and a lawyer can help identify these and ensure that the claim is a justified. Complete the Free Claim Evaluation today so you do not miss the time limits.

*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Chipotle Mexican Grill, or another party, you may not be entitled to any compensation.

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